Representative example
18.9% APR (Variable) Representative APR
18.9% p.a. (Variable) Purchase rate
$500
With Visa offers
Your card is contactless contactless Contactless and you can add it to Apple Pay, Google Pay and Samsung Pay.
Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.
Make payments to existing beneficiaries and manage your personal accounts easily and securely with the First City Bank & Trust Mobile Banking app.
You can use your First City Bank & Trust Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non-First City Bank & Trust cash machines may also charge a fee.Credit card fees abroad.
Day or night, help is always at hand if your card is lost or stolen. Wherever you are in the world you can speak to our dedicated team about getting an emergency cash advance.
To be eligible for an First City Bank & Trust Student Credit Card, you need to:
*A Student First City Bank & Trust Account can only be applied for when you have a confirmed place to study, however you can open a First City Bank & Trust Account at anytime and upgrade to the Student First City Bank & Trust Account when you have your place to study confirmed.
**Channel Islands and Isle of Man customers are not eligible to apply for student credit cards.
You need to be registered for online banking to apply.
Register for online bankingIf you are already registered for online banking you can apply online now.
Log on to applyOur friendly team is here to help. Call us on +1 (585) 672-4251
Book your appointment to apply in branch by calling +1 (585) 672-4251
You'll need to bring identification, proof of your address and a recent statement from your current bank.
Lines are open from 8am to 8pm every day.
Please note - You can only apply by phone or branch if you are an existing First City Bank & Trust customer.
Find a branchLines are open from 8am to 10pm every day.
