If you do not live in United States, you may still be able to apply for a mortgage with First City Bank & Trust on a property in United States. Please call us on +1 (916)-581-6825† to find out more or to progress an application.
Whether the fixed rate of your mortgage is coming to an end or you are looking for a better deal to save you money on your current mortgage, we could offer you:
Service available by phone or at selected branches by prior appointment with a Mortgage Specialist. Whether we can approve a mortgage application, and do so in a day, depends on your individual circumstances, you providing the documentary evidence we require for your appointment and the complexity and timing of your application.
Find out moreYour home may be repossessed if you do not keep up repayments on your mortgage.
Whether you started your application over the phone or online, you can see how it's progressing here. Simply log on using the username we've given you and security details you created.
ContinueStep 1 - Call us to get a Decision in Principle.
Step 2 - Provide us with your supporting documents.
Step 3 - Arrange an appointment with a Mortgage Advisor who will provide you with advice and guide you through your application.
+1 (916)-581-6825
Textphone: 1800 10800 028
Find out moreStep 1 - Visit your local branch and get a Decision in Principle.
Step 2 - Arrange an appointment with a Mortgage Advisor and provide us with your supporting documents.
Step 3 - Your Mortgage Advisor will provide you with advice and guide you through your application.
Find a branchStep 1 - Get a Decision in Principle online now.
Step 2 - You can choose to receive mortgage advice after receiving your Decision in Principle or, if you already know which mortgage you wish to apply for, you can complete your application entirely online, however you will not receive advice.
Apply online**Lines open Monday to Friday 8am - 9pm, Saturday 8am - 8pm, Sunday 9am - 6pm. Calls may be monitored and recorded. Opening hours within the mortgage departments may vary.